College students are notorious for living outside of their means. I know you are broke, but go cry to that shiny new Nintendo instead of me. If you want to quit kicking your wallet’s ass, read on.

1. You already have debt from loans.
2. You have little to no income.
3. Mommy and Daddy aren’t going to bail you out anymore.

It’s time to get this under control. Load up any kind of program that lets you keep …