Cell phone companies are crooks. Why? Same as oil - because they can be. After my 90 minute wait, I present my malfunctioning phone. Instead of doing everything in their power to keep a customer of over 2 years happy, I am told they can do nothing to help me. On the way home, I ponder why Verizon is so unaware, understaffed, and unforgiving…

At first, everything is great. You get a free phone and some doodads, hell, maybe a charger …

As I mentioned in my Priorities blog, I have been taking care of a four year old nearly every day since I came back from France. I’m pretty sure he has ADHD, and he definitely hasn’t been fooled with as much as he should have been.

At any rate, while I have been watching him, he has taken me through a larger range of emotions than most adults ever will.

• Omitting letters, misusing pronouns, and pervasive use

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While taking notes at a Books-a-Million from Rich Dad Poor Dad, a gentleman from my home state of Kentucky pointed out the book. “That’s a great book ya got there.” He put down his Log Home Living magazine to explain how difficult it was for a man to make a living these days, among other things. I overheard two teachers browsing and chatting nearby. They were incredibly disparaging toward their students.

I made the mistake of opening my mouth. “Don’t scare me, now. You guys are going to make me change my major,” I said with a smile. “What’s your major?” …

Once you get accepted to college, you will begin to receive numerous offers to borrow money. Whether or not you do so depends upon just one factor: how big the difference is between what you have and what you must have.

For students attending inexpensive public universities, loans are not always necessary because the financial gap is small.

Those in the Ivy League endure costs nearly double the average annual adult salary in the United States, so loans are a must. This article is meant for those attending schools somewhere in between.

Tuition may seem cheap enough at most places, but it is …